Practice areas
We work closely with four groups of clients. In each, the difference comes from knowing where the tax and reporting decisions actually sit — and acting on them early.
Landlords, developers and SPV portfolios where structure drives the tax outcome.
Case studies
A landlord holding eleven flats personally faced restricted mortgage interest relief. We modelled incorporation into a corporate SPV structure with a holding company, quantified SDLT and CGT entry costs against the interest relief recovered, and phased the transfer across two tax years — an ongoing annual tax saving of around £24,000 with the entry cost recovered inside three years.
A five-unit residential developer needed funding but had no reliable cost reporting. We built a unit-by-unit appraisal, cash drawdown schedule and monthly cost-to-complete report. The lender released the facility at a lower margin, saving approximately £18,000 of finance cost over the build.
On a £1.4m office-to-residential conversion, a detailed review of plant, integral features and structures and buildings allowances identified £186,000 of previously unclaimed allowances, reducing corporation tax by roughly £46,000.
SaaS and technology businesses managing growth, investors and recurring revenue.
Case studies
A twelve-person SaaS business had never claimed R&D relief. We documented two qualifying development projects, prepared the technical narrative and cost breakdown, and delivered a benefit of about £61,000 across two periods. Alongside this we implemented an EMI scheme over 8% of equity, retaining three senior engineers with no immediate income tax charge.
A pre-revenue platform was raising at a valuation it could not evidence. We produced an 18-month driver-based forecast with cohort retention and hiring scenarios. The round closed at £1.2m with dilution roughly 6% lower than the founders' original expectation.
Annual invoices were being recognised on receipt, overstating profit and inflating the tax charge. Correcting to a deferred income basis smoothed reported margin, reduced the immediate corporation tax payment by around £29,000 and gave the board a monthly MRR figure it could rely on.
Solicitors, consultancies, surveyors and healthcare practices operating as LLPs or companies.
Case studies
A six-partner law firm shared profit on a fixed historic basis unrelated to contribution. We introduced a points-based allocation with a corporate member for retained working capital, cutting the partnership's aggregate tax and NIC charge by about £38,000 a year while funding growth from retained profit.
Work in progress and debtor days totalled 118. Monthly matter-level lock-up reporting and revised billing discipline brought this to 71 days within two quarters, releasing roughly £240,000 of cash and removing the practice's overdraft dependency.
Partners were regularly short at January payment dates. We introduced individual tax reserve accounts and quarterly liability projections, ending late payment interest and giving partners predictable monthly drawings.
Trading companies where the business and the family's finances are inseparable.
Case studies
A founder wanted to pass control to two children while retaining income for five years. We implemented an alphabet share reorganisation with growth shares for the next generation, supported by valuations and HMRC clearance — transferring future growth of an estimated £2.1m with no immediate dry tax charge.
A husband-and-wife company was drawing salary well above the efficient level. Rebalancing to a baseline salary, dividends across both shareholdings and £60,000 of employer pension contributions saved approximately £21,000 of tax and NIC in the first full year.
A £4m turnover installer had no visibility of contract profitability. Monthly job costing revealed two loss-making contract types; repricing and withdrawal lifted gross margin from 21% to 28%, adding roughly £280,000 of annual gross profit.
Case studies are illustrative examples based on typical engagements; client details have been anonymised and figures are representative. Revenue & Customs practices and the law relating to taxation are complex and subject to individual circumstances and changes. This tool provides illustrative estimates only and does not constitute formal tax advice.
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